One thing I do regret, just a little is my carefree attitude to life when I was single and kid free, living in the moment without a worry in the world.
Hindsight is a wonderful thing, I wouldn’t want to strip myself of the fun that I had, but I wish I could tailor it in a bit, wack in some savings, prepare.
I had simple hopes and dreams for my family, I wanted a home that we could call our own and I wanted to work less so I could be around to nurture my family as they grow.
Reality is life is expensive. The older my children get, the more expensive our life gets. School fees, uniforms, excursions, donations, dance classes, costumes, swimming, and birthday parties and of course I could go on and on and on.
Right now, when we have the most expenses, we have a reduced income. If I was a mathematician I’d suggest this does not add up.
Most of us have credit cards, as our life moves more and more on line, a credit card is becoming an essential part of life. Who carries cash these days?
With a credit card comes a sense of caution. Don’t spend beyond your means, make sure you make the repayments. Is there an interest free period?
And what about if you threw caution to the wind, or you had a family emergency and you’ve blown your budget out of the water, what then? We’ve all been there right?
Fortunately there is a way to ensure you’re getting the best possible deal on your credit card.
www.creditcard.com.au is a website that provides credit card comparisons from 25 providers in Australia, including the leading brands.
I know how frustrating and demoralising it can be when you continually make a minimum repayment, only for that months interest to bring you back to square one. Don’t let that be you.
There are some great deals out there on credit cards, like a 0 balance transfer to help reduce that debt faster.
Regardless of what you want in a credit card, you’ll find a comparison tool available. Seeking low interest, frequent flyer deals? It’s all there in one handy, easy to understand place.
What’s stopping you? The cost of raising our families is expensive enough, isn’t it?